Competitive Rates for Home Refinancing in Florida and Virginia

Refinancing your property can be a smart financial move. There are several reasons why you might consider refinancing, including lowering your monthly payments, getting a better interest rate, or accessing the equity in your home. At EquitiFirst Mortgage in Florida and Virginia, we can help you understand the benefits of refinancing and work with you to find the best option for your situation.

Let us help you achieve your home ownership dreams. Our goal is to be your Mortgage Broker of choice. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage originators can help make your dreams come true.

At EquitiFirst Mortgage, we focus on client care. We take the time to listen to our clients’ needs and give them options and knowledge so they can make the best educated decision. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

EquitiFirst Mortgage can manage all types of loan programs in Florida and Virginia, and investment and commercial loans in much of the United States.

Benefits of Refinancing With EquitiFirst Mortgage

Lowering Your Interest Rate

The interest rate on your mortgage is tied directly to how much you pay each month–lower rates usually mean lower payments. You may be able to get a lower rate because of changes in market conditions or because your credit score has improved. A lower interest rate also may allow you to build equity in your home more quickly.

Shorten the Life of the Loan

Shorter-term mortgages generally have lower interest rates. Plus, you pay off your loan sooner, reducing your total interest costs. The trade-off is that your monthly payments are usually higher because you are paying more of the principal each month.

Lower Your Monthly Mortgage Payment

Increasing your mortgage term reduces the amount you pay each month. However, it will also increase the length of time you make mortgage payments and the total amount you pay toward interest.

Consolidate Your Debt

Use the equity in your home to pay off other high-interest loans such as credit cards.

Our team of professionals can help you determine if refinancing is the right option for your unique needs and financial situation. Contact us today at 407-694-9803 to learn more about refinancing and how we can help you save money on your mortgage.

Minimum credit scores and maximum loan limits apply. Not all applicants may qualify. Equal Housing Lender. Some products may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms and conditions apply.